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Property Insurance in Italy

As soon as you complete the contract for buying your property in Italy you will need to cover the buildings against the major perils and the contents once they are in place. Unless you are Italian the policies in Italy are extremely hard to understand and if you are British you may want to consider a UK insurer. There is a company here that specialises in insuring Italian property: Andrew Copeland International Ltd. They have a comprehensive cover in plain English wording so it's easy to understand. All premiums and claims are paid in sterling and there are some valuable benefits that you don't get from the local policies:. One important liability is tenant, (if you let the property it is essential to cover this), subsidence, landslide and earthquake cover (although these are rare it is prudent to have this covered, check your Italian policy has this cover) You are also covered for emergency travel to the property to sort out a claim should it occur whilst you are in the UK.

Perhaps you would like an example of the cost of a policy> If you insure your property for £30.000.00 and would like contents cover of £5..000.00 , the cost of a policy at present would be about £110.00 per annum.

If you do think of insuring the property in Italy it will probably be cheaper at present , due to the exchange rate. However check that the same liabilities are covered and think how much more stress free it will be to have a policy in English!!.